Use Your Smartphone to Pay OnlineOnline Payments just got a whole lot easier with the help of SnapScan, a mobile application where you pay by using your smartphone! Big Ecommerce Retailers such as Superbalist, Spree.co.za, and PriceCheck have already added it as an alternative payment method for its shoppers. Now you can also snap away when getting your caffeine fix on Coffee Capsules Direct. Read the article here). This payment gateway provides the kind of speed and security that makes it an easy choice for anyone. Whether you're with Standard Bank, FNB, ABSA, Nedbank, Capitec or Investec: Get snapping! SnapScan is completely free for users to download and use. Network operator data charges do apply, but the app is less than 10 MB in size, and transactions use very little data, about the same amount as a single WhatsApp message. The fact is: You have more money to spend on coffee. The benefit to the user is clear. You will only have to enter your card details once, on your own device and not on the websites themselves.
But how does SnapScan actually work?
All you need to do is download the app on your phone, register, link your credit card, and choose a secret 4-digit PIN. Now you can simply snap the QR Code that is presented to you when making a purchase, confirm the payment with a PIN or fingerprint, and the coffee order is on its way! It is a quick, simple and safe experience, both on mobile and on desktop. (Find a Step by Step Guide at the end of this page)
SnapScan is safer than swiping your credit cardIf you are concerned about entering your card details onto your phone, what if I tell you that SnapScan is even safer than swiping your credit card? Security is actually enhanced by the likes of SnapScan, as the customer's credit card is never handled by the merchant so it cannot be skimmed or copied. This is why:
- The SnapScan app only requires you to capture your payment details once. Your card details are then encrypted and stored only on your phone and nowhere else. No one will ever be able to get your card details from SnapScan, not even the ecommerce site you are on, so there is less chance of your card details being copied or skimmed.
- The app also requires a PIN to be entered before any transaction can be completed. This prevents anyone who has your phone from making transactions, as your PIN should be known only to you. If you have a Touch ID-enable Apple device, you can even use this instead of your PIN. How cool is that!
- Security is paramount in online space, so SnapScan also handles 3D secure, which is set up directly with your bank. (What is 3D Secure? See here.)
- Don´t worry. Even if your phone is stolen, nobody will be able to see or access your card details.